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Here’s our story.

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The Capstone Family

Our goal at Capstone Planning is to be your trusted financial planner through our professional education, knowledge, integrity, and personalized services. We were founded on traditional values, such as hard work, loyalty, uncompromising quality, personal service, and honesty. However, what truly makes us distinct is our focus on risk management. We have been helping people manage risk since our inception back in 1997. These are some of the many reasons our clients have been with us for many years and continue to trust us with their financial planning needs.

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Timothy Wiltfong  headshot

Timothy Wiltfong

Timothy Wiltfong is the president and founder of Capstone Planning. Since starting the firm in 1997, Tim has been focused on helping clients with asset protection strategies and annuities. He holds insurance licenses in Missouri and Florida.

Tim is lucky enough to work with his wife and two sons, who each have a role in the family business. When time allows, Tim enjoys bike riding and playing the piano and organ.

Keith Wiltfong, CFP®  headshot

Keith Wiltfong, CFP®

Keith Wiltfong is a CERTIFIED FINANCIAL PLANNER™ professional with almost a decade of experience in the financial services industry. With a focus on wealth accumulation, he holds a Series 65 securities license as well as insurance licenses in Florida and Pennsylvania. He also earned a Master of Business Administration and Master of Science in information technology from the Florida Institute of Technology.

Keith and his wife, Deirdre, have two sons, Landon and Lucas, and a baby girl, Lila. In his spare time, he enjoys golf, biking, and CrossFit.

Kris Wiltfong  headshot

Kris Wiltfong

Kris Wiltfong has a special focus on risk and assists clients with asset protection strategies, mortgages, and home and auto insurance. He entered the industry in 2013 and holds property and casualty insurance licenses in Florida and Pennsylvania. He is also a licensed mortgage loan originator (NMLS#1265683).

Kris and his wife, Megan, have two daughters, Avery and Ashlyn. He enjoys staying active with biking, golfing, and CrossFit in his spare time.

Connie Wiltfong  headshot

Connie Wiltfong

Connie Wiltfong is a tax professional with over 13 years of experience in the financial industry. She holds insurance licenses in Illinois and Florida.

In her leisure time, Connie enjoys reading and bike riding. With over 30 years of critical care nursing experience, she continues helping people on a part-time basis at the Mayo Clinic in Jacksonville.

Have questions for us?


To schedule a no-obligation meeting to discuss your financial future and the possible role of insurance or investments in your financial strategy, email us at info@capstoneplanning.com or call us at (386) 202-4498. You can also contact us using the form below.
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